Available for opportunities

A data analyst who knows lending from the inside

I am a Data Analyst with 5+ years in fintech credit risk. I combine SQL, Python and Power BI with an economics background to show organisations how their portfolio is really performing, and what to do about it.

Role
Data Analyst
Specialism
Credit risk analytics, fintech lending
Core tools
Excel, Power BI, SQL, Python
Based in
Lagos, Nigeria

What I can do

Problems I solve

  • Portfolio risk monitoring (PAR, NPL, roll rates)
  • Credit risk analysis and customer risk profiling
  • Delinquency and behavioural trend analysis
  • Early warning signal (EWS) identification
  • Risk-based segmentation and strategy
  • Data analysis (SQL, Python, Excel, Power BI)
  • Dashboard development and automation

Tools

What I work with

Business intelligence

  • Power BI
  • Advanced Excel
  • Dashboard development
  • KPI and risk reporting

Data analysis

  • Python
  • Pandas
  • NumPy
  • Matplotlib
  • Statistical analysis

Databases

  • SQL

Evidence

The proof

5+ years
analysing loan portfolios in a high-volume fintech lender
15%
improvement in recovery performance through data-led strategy
MSc Economics
University of Lagos, 2025
6 certifications
including Certified Data Protection Officer, Google Data Analytics and IBM Data Science

See the work behind it: Credit analysis, Level 1: loan portfolio health checkMaji Ndogo: water access, queues and safetyNaijaStock sales and distribution dashboard.

Experience

Five years in a fintech lender

  1. Sept 2022 to present

    Senior Team Lead, Credit Performance & Risk Analytics

    Singularity Technology Nigeria Limited, Lagos

    Monitors loan portfolio performance across delinquency buckets, builds Power BI dashboards for portfolio health, roll rates and recovery, and turns the analysis into customer treatment and risk control decisions.

  2. Sept 2021 to Aug 2022

    Team Lead, Collections & Risk Monitoring

    Singularity Technology Nigeria Limited

    Tracked repayment behaviour across delinquency stages, identified high-risk customer segments and produced weekly and monthly portfolio reports.

  3. Aug 2020 to May 2021

    Loan Recovery Analyst

    Singularity Technology Nigeria Limited

    Analysed customer payment patterns to identify default risk and improve recovery strategies.

Let us talk

Use the contact form for roles and projects, or connect on LinkedIn. I reply with next steps.